Estimate your loan eligibility & EMI against your insurance policy
💡 How to Estimate Surrender Value:
- Available after paying at least 2–3 years of premiums.
- Calculated as: Surrender Value = Premiums Paid × Surrender Factor (30%–90%) + Bonuses (if any).
- Surrender Factor depends on policy duration & insurer rules.
- Example: If you paid ₹2,00,000 over 5 years and factor is 50%, surrender value ≈ ₹1,00,000 (+ bonuses).
