Health Insurance vs Emergency Fund Estimator
Smart split suggestion based on your age
City of Residence:
Metro (Delhi, Mumbai, Bangalore, Chennai, etc.)
Tier-1 (Pune, Hyderabad, Ahmedabad, etc.)
Tier-2/3 Cities
Age of Oldest Family Member:
Family Size:
Individual
Couple
Family of 3
Family of 4+
Pre-Existing Conditions:
No
Yes (Diabetes / Hypertension)
Yes (Multiple Chronic)
Lifestyle / Hospital Type:
Basic (general hospitals)
Moderate (private hospitals)
Premium (corporate hospitals)
Medical Inflation (% per year):
Coverage Split (Insurance vs Emergency Fund):
80% Insurance / 20% Fund
Calculate
